Operating Capital Loans
Support the everyday expenses that keep your business moving. FundingDesk can help you understand whether this path is worth exploring for your business.
A useful starting point
Start with the details of your business and the job you need the funding to do.
Who this may fit
Businesses looking to cover ordinary operating needs, manage a cash-flow gap, or put capital toward the next stage of day-to-day growth.
You start with an application, owner identification, and recent business bank statements. Depending on the program, the funding partner may also review tax returns and financial statements before outlining which next steps may make sense.
Typical use cases
- Payroll and recurring operating expenses
- Inventory, materials, or supplies
- Seasonal cash-flow gaps
- Marketing and near-term growth initiatives
Documents You'll Generally Need
Funding partners may request some or all of the following as they review the business and transaction. The exact package can vary by program.
- A completed application.
- Government-issued identification for the owner or owners.
- Recent business bank statements.
- Depending on the program, business tax returns and financial statements may also be reviewed.
See which funding paths may fit your business.
Complete a short assessment and a FundingDesk specialist can help you understand what to explore next.