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Small Business / Non-SBA Term Loans

Fund a defined business purpose with a conventional term-loan structure. FundingDesk can help you understand whether this path is worth exploring for your business.

A useful starting point

Start with the details of your business and the job you need the funding to do.

Who this may fit

Small businesses with a specific use for capital that are prepared to provide a fuller picture of business performance, existing debt, and—when required—personal finances.

A funding partner reviews the business purpose alongside bank statements, tax returns, current financial statements, and debt obligations. Personal financial information may also be reviewed when required for the program or transaction.

Typical use cases

  • Expansion or renovation
  • Working capital for a defined project
  • Equipment or vehicle purchases
  • Refinancing eligible business debt

Documents You'll Generally Need

Funding partners may request some or all of the following as they review the business and transaction. The exact package can vary by program.

  • Business bank statements.
  • Business tax returns.
  • A current profit-and-loss statement and balance sheet.
  • A debt schedule.
  • Personal financial information when required.
Apply Now

See which funding paths may fit your business.

Complete a short assessment and a FundingDesk specialist can help you understand what to explore next.

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