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Merchant Cash Advance / Revenue-Based Financing

Explore capital structures built around business revenue. FundingDesk can help you understand whether this path is worth exploring for your business.

A useful starting point

Start with the details of your business and the job you need the funding to do.

Who this may fit

Businesses with a regular revenue stream that want to explore merchant cash advance or revenue-based financing for near-term working capital needs.

The review generally begins with an application, owner identification, and usually three to four months of business bank statements. A funding partner may request additional revenue verification, then explains the available structure and next steps for the business.

Typical use cases

  • Working capital between revenue cycles
  • Inventory and materials for upcoming demand
  • Payroll and recurring business expenses
  • Marketing, customer acquisition, or expansion initiatives

Documents You'll Generally Need

Funding partners may request some or all of the following as they review the business and transaction. The exact package can vary by program.

  • A completed application.
  • Owner identification.
  • Usually three to four months of business bank statements.
  • Additional revenue verification when requested.
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